Beware of online critical illness quotes!

There is a great deal of confusion when it comes to obtaining online quotes for critical illness polices.

The huge variance in price and the use of many cryptic acronyms makes it nearly impossible to make a fair comparison.

Like buying a base model car with optional features, you must also choose which critical illness options are most important to you.

Here's a list of options generally not quoted by online systems:

• Terms other than 10 years.
• Premiums returned at expiry of policy
• Premiums returned at specific times (i.e. 15th year, 20th year, age 65, etc.)
• Premiums returned at death
• Limited coverage for a second event
• Coverage for children
• Disability premium waiver
• Discounts for critical illness and disability bundles

We can help you identify the options that are most important to you and provide quotes that satisfy those needs at the best rates possible.

> Return to critical illness home page.