Get Money Back When You Quit Smoking!
THIS OFFER HAS EXPIRED.
If you quit smoking for 12 consecutive months within three years of your life insurance policy issue date, you will receive a refund of the difference between the premiums you paid to date and those you would have paid had you never smoked! Your future premiums will also reflect non-smoker rates.
You must be a Canadian resident, living in Ontario to obtain this coverage.
Highlights of benefits:
- Quit smoking to save money on your life insurance policy.
- Become eligible for a refund if you have a policy less than three years old.
- Have your future payments based on non-smoker rates.
Take advantage of the smoker incentive program and save money!
Smoker Incentive Program Example
Male 45 - $250,000 10 Year Term
Assuming standard risk with current rates including policy fee.
| Year | Smoker | Non-Smoker |
| 1 | $807.50 | $382.50 |
| 2 | $807.50 | $382.50 |
| 3 | $807.50 | $382.50 |
| 4-10 | $807.50 | $382.50 |
If you qualify |
Your |
| At the end of 12 months | $425 |
| At the end of 24 months | $850 |
| At the end of 36 months | $1275 |
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Click here to request complete details.
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Victor Camba
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