"I would like a tax-effective way of increasing my retirement income."

Term Solution

 

Term insurance does not contain cash values and therefore cannot meet this need.

 

Permanent Solution

 

A permanent life insurance policy may be used in two ways to supplement your retirement income. The cash values can be accessed for retirement income through a policy loan or partial surrender, or you may be able to use the policy as collateral for a consumer loan. As well, the combination of a single life annuity pension and a permanent life insurance policy can maximize your pension income while living and provide funds for a surviving spouse after your death.

 

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Contact a professional financial advisor to learn more.

 

 

 

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I have a young family and need life insurance, but my budget does not allow for much premiums.

 

I'm looking to cover a temporary need, such as a mortgage, line of credit, or business loan.

 

I know my immediate needs, but they may change in the future.

 

I'm concerned about providing the necessary resources for my child's future.

 

I would like to ensure that taxes owing on my estate are paid, leaving my assets intact to my heirs.

 

I'm in business with a partner and would like to ensure that I have the funds to buy that partner's interest at death or retirement.

 

I would like to leave a legacy to my heirs or favourite charity.

 

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