*The above quotes are for illustration purpose only. Please call for specific details.

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Victor Camba

Senior Financial Advisor

 

 

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Non-Medical Permanent Life Insurance

• Hard to insure? Declined for life insurance?
• Can’t get the amount of coverage you need?
• No medical exams. No blood tests. No doctor’s reports.
• Premiums guaranteed for life.
• Coverage is 100% tax-free and will never decrease.
• 10-day money-back guarantee!
• Also available in 10 and 20 year Terms.

Get an instant, no-obligation online quote right now.

Use the tool above to find the coverage you need at an affordable price. Please contact us to get the latest pricing or to see whether you qualify for traditional lower-cost insurance.

Save up to 40% versus other guaranteed life plans.

Most guaranteed life insurance plans ask no questions whatsoever. The fewer the questions, the higher the premiums!  However, if you can answer just a few medical questions, you may be able to qualify for much lower premiums.

Guaranteed by strong Canadian insurance companies.

We are experienced insurance brokers, representing strong insurance companies such as Unity Life, BMO, Canada Life, Manulife Financial, and many more.  We strive to provide the best solution for you at the lowest possible cost, at no extra cost to you.

Outstanding additional benefits:

• Optional accidental death coverage.
  The optional accidental death benefit can equal up to 5 times your initial coverage. This means that your beneficiary would receive a total of up to 6 times your initial coverage amount if you pass away in an accident.
• Free Terminal Illness Benefit
  If you are diagnosed with a terminal illness, you can receive up to 25% of your coverage amount while you are alive. A terminal illness is defined as an illness that is expected to end your life in less than 2 years. This benefit is included at no extra cost.
• Free Transportation Benefit
  If you pass away more than 200 km away from home, up to $2000 will be paid to transport your body back home. This benefit is included at no extra cost.
• Cash Value
  Starting in the 5th policy year, you can cancel your coverage and receive a percentage of your premiums. This benefit is included at no extra cost.